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What can you do with a low cost Cash Advance loan? First, you can settle any outstanding financial obligations that require immediate payment. This way, you will have some breathing room to figure out your next move. These cash advance loans usually come due in two weeks or a few days after your next pay period. This means that you will have to budget the money carefully and not borrow more than you can afford so that you can pay it back and still have a small sum left over for your day to day needs. Just remember, these come with an interest rate that you also have to repay.